User Name:
Kenneth W Williams

0% on Balance Transfers? 0% interest for over 12 months?

Who has no balance transfer fees and 0 intro rate??

A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover offers 0% on balance transfers for 12 months and Blue from American Express as well as American Express IN:NYC, IN:LA and IN:CHICAGO charge no balance transfer fees (they also have 0% intro APR on balance transfers, but for 6 months). Compare all 0% balance transfer cards options properly, fill the application and submit it online.

User Name:
Kenneth W Williams

How do I get my Credit Score and Report free?

Credit report is one of the most important factors in question of taking credit. Knowing your FICO credit score puts you one step ahead when you apply for a credit card. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies "Equifax, Experian, and TransUnion" to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation's consumer reporting companies. You may request your free credit report online, by phone or through the mail. When you get a clear picture of your credit conditions, you can apply for a credit card with confidence. All the best, Manager of Immediate Credit Card Care Service

User Name:
marshall yates

looking for a credit card to build credit that i don't need to add money for a credit line to

You should try to apply for an unsecured credit card for bad or no credit. Even though you probably will not get the most beneficial deal, it is a good chance to build your credit. You will probably get higher interest rates and pretty low credit limit. Banks will watch how you use your card and later offer you a better deal. We suggest you Centennial Gold MasterCard/Visa Card by First PREMIER Bank. This card offers guaranteed approval and low APR on purchases. Apply online and build your credit history.

User Name:
steven moore

how do i get a credit card

If you are eager to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is designed to assist you in this choice. Here you are able to find useful and up-to-date information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. All the best, Manager of Immediate Credit Card Care Service

User Name:
jennifer

my question is im looking for an credit card that needs no credit or bad credit can u help me

If you have a poor credit (below 620) and want to improve your score there are some cards you can apply for. Nowadays several banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no/bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service

User Name:
Elizabeth

I need a card that has the lowest interest rate so I can transfer high interest cards, also no interest rate or transfer fees.

It is not the best idea to get a balance transfer card necessarily with no fees at all. Such cards usually have shorter introductory period with 0% APR and less beneficial terms. We advise you Platinum Visa Card by Chase Bank. It has 0% intro APR for 12 months, no annual fee, low transaction fee for balance transfers, free online account access, free travel services. This balance transfer card is perfect if you want to transfer your old balances on to a new card in order to save money.

User Name:
Carlisa Averyheart

How can i get a credit card without a checking account,but i have a prepaid credit card?

To get a credit card you need to choose the right one from a great variety. If you haven't had a credit card before and have no credit history you should start with a card for those who have no credit. The First PREMIER Bank has special deals for you. Don't be afraid to be declined. The bank offers guaranteed approval. You can apply for an unsecured credit card and the bank will report to 4 major bureaus every month. It's a good chance to build your credit history.

User Name:
mom

are there credit cards for people with co signers?

All credit cards for good credit history allow to co-sign for someone. But you can not apply with a co-signer online. Usually a co-signer with a good credit history applies online. Then he contacts the bank and tells that he wants to add someone to his account. This account will be shared with a co-signer. You will have different cards with different numbers, but the account and credit limit will be shared. The payment info will be sent to all credit bureaus every month.

User Name:
B Robinson

Can you give me a tip on finding a credit card for bad credit that has a limit of at least $5000?

There are banks that issue credit cards for bad credit. They give a chance to improve your credit history. But they can only give you a small credit limit (around $300). They will watch how you manage this credit limit and make payments. If you prove your creditworthiness, they will usually raise your credit line in several months. Rebuilding credit takes time and effort and it is the only way you can improve your credit score and get better deals in future. We recommend you to start with a Centennial Gold MasterCard/Visa by First PREMIER Bank. This card has no annual fee, rather low interest rates on purchases, and your payment info is sent to the four major credit bureaus every months. So it is the perfect chance to start building your good credit history.

User Name:
Jennie

I am retired and want to do business for this the companies are asking me to provide the credit card account.I am having only saving bank account.Is there any provision for this.

Unfortunately we cannot give you a straight answer to your question as the information provided is insufficient. In fact, your savings bank account can be of use for opening a credit card account. For lenders, it's one of the signs of stabilty and the odds are you will be approved for a secured credit card. You can review New Millennium Bank card offers. Applying for secured cards, you can rely upon a high credit limit, plus you may rest assured that your credit performance is reported monthly to all three credit bureaus.